Landlord

Landlords

Landlord insurance is a tailored product designed for owners of residential investment properties.
It provides financial protection against accidental loss or damage of your building and/or contents, depending on which cover you choose. The policy offers optional additional covers for loss of rental income due to accidental loss or damages and tenant-related issues.

  • Flood cover automatically included if the risk is accepted subject to waiting period
  • Policy covers short term holiday rentals or holiday homes including approved Air BnB and Stayz residences
  • $20m liability protection
  • Buildings cover automatically includes up to $10,000 landlords contents cover
  • Contents cover can be added if the $10,000 limit is insufficient
  • Cover for loss or damage caused by tenants or their visitors
    (excluding tenant carelessness or neglect or when a tenant carries out maintenance or repair)
  • Fusion of electric motors up to 15 years of age automatically included, no additional premium required
  • Theft or storm damage to contents in the open air up to $2,000
  • Strata title mortgagee protection cover
  • Extra costs of building reinstatement up to an additional 10% of the building sum insured
  • Up to an additional 20% of the sum insured for building fees and related costs, (e.g. demolition, removal of debris, architect and engineer fees)

  • Residential investment properties including free standing homes and Landlords contents and Liability cover for inner city apartments.
  • Short term holiday rentals including Air BnB and Stayz accommodation
  • Buildings up to $2m sum insured
  • Contents up to $200k sum insured

* Cover is subject to the full terms, conditions, exclusions and limits contained in the Policy Wording and Product Disclosure Statement.

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